| Get a Free & Quick Extra $100! |
Transfer
your personal loan, auto loan, or equity loan over to ROME Credit Union
and we will give you $100. It's just that simple. It's our way of
saying we appreciate your business and thanks for being our member.
Do you want to finance a new car? You have come to the right place!! Here at ROME we offer competitive rates on a variety of loans.

Automobile and Motorcycle Loans
| 2011-2013 New Auto at 2.25% apr up to 60months | Who says you don't get rewarded for having excellent credit? If you have an A+ we will give you .25% off.
| YEAR OF VEHICLE |
ANNUAL PERCENTAGE RATE |
TERM |
| 2008 - 2010 |
3.75% 3.75% 3.75% 4.90% |
UP TO 36 MONTHS 48 MONTHS 60 MONTHS 72 MONTHS |
| 2001 TO 2007 |
6.9% 7.5% 8.4% $25,000.00 MINIMUM 8.9% LESS THAN $25,000.00 |
UP TO 48 MONTHS 60 MONTHS 72 MONTHS 72 MONTHS |
| 2000 AND OLDER |
7.9% 8.9% $12,000.00 MINIMUM |
UP TO 48 MONTHS 60 MONTHS |
AS A CREDIT UNION MEMBER you are eligible to receive discounts on your auto insurance through AAA
 Please visit www.lovemycreditunion.org for a complete list of discounts you can receive!
Recreational Vehicle Loans
Each of the following has a maximum time limit of 10 years. -Mobile Homes older than 1995 require an appraisal, the cost of which is to be paid by the member. -Boats older than 10 years and longer than 20 feet require a marine survey, the cost of which is to be paid by the member.
4.9% APR up to 5 (Five) year repayment regardless of age. 6.5% APR up to 10 (Ten) year repayment regardless of age.
*Applicants current credit score will determine if APR will increase or decrease*
Unsecured, Home Improvement, and Special Loans
The maximum
amount received through loans as a maker or a co-maker is $60,000.00,
of which $10,000.00 may be unsecured. This policy excludes VISA loans,
which are considered and approved seperately and may be as high as
$10,000.00.
Home Improvement loans are considered unsecured,
with an interest rate of 9.90% APR and a maximum time limit of 48
months. The maximum amount that can be borrowed is $10,000.00.
Other
unsecured loans, such as closed end and revolving credit loans, have a
14.9% APR interest rate and a maximum time limit of 36 months. The
maximum amount that can be borrowed is $10,000.00.
*We also offer an Overdraft Loan for those with Checking Accounts. See Products and Services for details.*
Home Equity Loans and Mortgages
As of 4/1/2011
Home Equity Fixed Rate start @ 4.75% APR
Home Equity Line of Credit start @ 4.75 APR
** All Equity
Products are based off Prime Rate and will change quarterly. Please
call the Credit Union to verify current rates. **
New purchase or
refinances can be done through our Mortgage Partners at Mortgage
Center! Call to see what they can do for you today! You can also
call us and we will forward your information on to the mortgage experts!
Main Line/Make a Payment 800-353-4449
Business Loans
Our lending program now offers:
- Business Lines of Credit
- Equipment Financing
- Vehicle Loans
- Commercial Real Estate
Contact ROME Credit Union for more details.


ROME Credit Union
1709 Crooks Rd.
Royal Oak, Michigan 48067
Ph: 248.548.2300
Fx: 248.548.5708
Email: romecu@aol.com
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