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Automobile and Motorcycle Loans
Mobile Home, Boat, Camper, and Trailer Loans Each of the following has a maximum time limit of 10 years.
-Mobile Homes older than 1995 require an appraisal, the cost of which is to be paid by the member. -Boats older than 10 years and longer than 20 feet require a marine survey, the cost of which is to be paid by the member. 4.9% APR up to 5 (Five) year repayment regardless of age. *Applicants current credit score will determine if APR will increase or decrease*
The maximum
amount received through loans as a maker or a co-maker is $60,000.00,
of which $10,000.00 may be unsecured. This policy excludes VISA loans,
which are considered and approved seperately and may be as high as
$5,000.00.
Home Improvement loans are considered unsecured, with an interest rate of 9.90% APR and a maximum time limit of 48 months. The maximum amount that can be borrowed is $10,000.00. Other unsecured loans, such as closed end and revolving credit loans, have a 14.9% APR interest rate and a maximum time limit of 36 months. The maximum amount that can be borrowed is $10,000.00. We also offer an Overdraft Loan for those with Checking Accounts. See Products and Services for details.
We are currently offering a special unsecured promotion of $1000.00 at 9.5% APR for 12 months, $2500.00 at 9.0% APR for 24 months and $5000.00 at 8.5% APR for 36 months. Home Equity Loans and Mortgages
As of 3/12/09
Home Equity Fixed Rate start @ 4.75% APR
Home Equity Line of Credit start @ 4.75 APR
** All Equity
Products are based off Prime Rate and will change quarterly. Please
call the Credit Union to verify current rates. **
New purchase or
refinances can be done through our Mortgage Partners at Member
Mortgage. Our representative Jim Patrick visits weekly on
Thursdays. You can also call him @ (800) 945-4506.
www.membermortgage.com or click image
 Business Loans
Our lending program now offers:
Contact Rome Credit Union for more details.
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