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LOAN SPECIALS

2011-2013 New Auto 2.25% up to 60 months

  $1000  9.5%12  Months

$25009.0%24 months

$50008.5%36 months

Payment estimations

$ 1,000.00 for 12 months = $87.68 per month
$ 2,500.00 for 24 months = $114.22 per month
$ 5,000.00 for 36 months = $157.51 per month

**
Payment and interest rate will vary based on credit score, amount and term.**

___________________________________________________________________
Get a Free & Quick Extra $100!

Transfer your personal loan, auto loan, or equity loan over to ROME Credit Union and we will give you $100. It's just that simple. It's our way of saying we appreciate your business and thanks for being our member.
                                                                                                                                                     
Do you want to finance a new car?
   
You have come to the right place!! Here at ROME we offer competitive rates on a variety of loans.




                                                       

                                                                                                                                                     


Automobile and Motorcycle Loans

 2011-2013 New Auto at 2.25% apr up to 60months

Who says you don't get rewarded for having excellent credit? If you have an A+
we will give you .25% off.

YEAR OF VEHICLE ANNUAL PERCENTAGE RATE TERM
2008 - 2010

3.75%
3.75%
3.75%

4.90%

UP TO 36 MONTHS
48 MONTHS
60 MONTHS 
72 MONTHS
2001 TO 2007 6.9%
7.5%
8.4% $25,000.00 MINIMUM
8.9% LESS THAN $25,000.00
UP TO 48 MONTHS 
60 MONTHS 
72 MONTHS 
72 MONTHS
2000 AND OLDER 7.9%
8.9% $12,000.00 MINIMUM
UP TO 48 MONTHS 
60 MONTHS

AS A CREDIT UNION MEMBER you are eligible to receive discounts on your auto insurance through AAA 

Please visit www.lovemycreditunion.org for a complete list of discounts you can receive!

                                                                                                                                                     

Recreational Vehicle Loans

Each of the following has a maximum time limit of 10 years.
-Mobile Homes older than 1995 require an appraisal, the cost of which is to be paid by the member.
-Boats older than 10 years and longer than 20 feet require a marine survey, the cost of which is to be paid by the member.

4.9% APR up to 5 (Five) year repayment regardless of age.
6.5% APR up to 10 (Ten) year repayment regardless of age.

*Applicants current credit score will determine if APR will increase or decrease*

                                                                                                                                                     

Unsecured, Home Improvement, and Special Loans

The maximum amount received through loans as a maker or a co-maker is $60,000.00, of which $10,000.00 may be unsecured. This policy excludes VISA loans, which are considered and approved seperately and may be as high as $10,000.00.

Home Improvement loans are considered unsecured, with an interest rate of 9.90% APR and a maximum time limit of 48 months. The maximum amount that can be borrowed is $10,000.00.

Other unsecured loans, such as closed end and revolving credit loans, have a 14.9% APR interest rate and a maximum time limit of 36 months. The maximum amount that can be borrowed is $10,000.00.

 
*We also offer an Overdraft Loan for those with Checking Accounts. See Products and Services for details.*

                                                                                                                                                     

 
Home Equity Loans and Mortgages
    
    
As of 4/1/2011
Home Equity Fixed Rate start @ 4.75% APR
Home Equity Line of Credit start @ 4.75 APR
 
** All Equity Products are based off Prime Rate and will change quarterly. Please call the Credit Union to verify current rates. **
 
New purchase or refinances can be done through our Mortgage Partners at Mortgage Center!  Call to see what they can do for you today! You can also call us and we will forward your information on to the mortgage experts!
    
Main Line/Make a Payment     800-353-4449
After Hours for New Loans       888-562-6865
 

                               
                                                                                                                                                     

Business Loans
 

Our lending program now offers:

  • Business Lines of Credit
  • Equipment Financing
  • Vehicle Loans
  • Commercial Real Estate

Contact ROME Credit Union for more details.

 

 

 

                                                              ROME Credit Union
                                                              1709 Crooks Rd.
                                                              Royal Oak, Michigan 48067
                                                              Ph:   248.548.2300
                                                              Fx:   248.548.5708
                                                              Email: 
romecu@aol.com