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Spring 2010 2010 Annual Meeting Announced All credit union members are invited to attend the 2010 ROME Credit Union Annual Meeting. This years meeting will be held Monday, May 17th, 2010 at 7:00 p.m. at the Credit Union. Attending our annual meeting is the first step you can take toward being a more active member.
Order of Business
If you are interested in running for a position on our Board of Directors you may nominate yourself by petition.
A member of the credit union who would like to run for election for the Board of Directors, but has not been nominated by the Nominating Committee, can be nominated by obtaining at least 25 signatures of eligible members on a nomination by petition form and preparing a nomination packet by May 1st, 2010 including:
Website Updates We are currently making additional changes to our website. These changes will NOT effect your online banking (It’s Me 247). There may be some information on the site that is outdated. We will keep you posted as to when the new changes will be completed and the site information is updated. We appreciate your patience during this time.
Holiday Hours May 31st - CLOSED - Memorial Day
Regular Branch Hours: Mon. - Thursday 9:30 a.m.- 4:30 p.m. Friday 9:30 - 6:00 p.m.
ROME Credit Union Funds Available Policy In some cases, we will not make all the funds you deposit by check available to you on the first business day of your deposit (or on the same day we receive your deposit). Funds may not be available until the second business day. The first $100 of your deposit, however, will be made available on the first business day.
Candy Bar Sales are Back We are once again selling candy bars to support the MCULLAF. Currently we have Snickers, Nestle Crunch, Baby Ruth, Kit Kat, Skittles, and Butterfinger. Your $1.00 donation will help support Michigan Credit Unions.
Walk for Warmth 2010 The ROME Team would like to extend their warmest thanks to the below listed members for their generous contributions to OLSHA’s Walk for Warmth 2010. This year we raised $515.00 for families who needed assistance with their heating bills.
The Savings Keep Growing for ROME Credit Union Members with Invest in America We are a proud participant of Invest in America, which is a membership enhancement program that offers our members discounts on products and services provided by U.S. based companies. Some of these companies are
Check out LoveMyCreditUnion.org for more information on the great discounted savings. ****************************************************** Winter 2010 2010 Annual Meeting AnnouncedAll credit union members are invited to attend the 2010 ROME Credit Union Annual Meeting. This years meeting will be held Monday, May 17th, 2010 at 7:00 p.m. at the Credit Union. Attending our annual meeting is the first step you can take toward being a more active member. Order of Business
If you're interested in running for a position on our Board of Directors you may nominate yourself by petition. A member of the credit union who would like to run for election for the Board of Directors, but has not been nominated by the Nominating Committee, can be nominated by obtaining at least 25 signatures of eligible members on a nomination by petition form and preparing a nomination packet by May 1st, 2010 including:
Liability for Unauthorized Use on ROME Debit Cards.Please contact ROME Credit Union immediately should your debit card be lost or stolen. If we are notified within at least 2 business days after you have learned of the loss or theft of your card or PIN number, you can lose no more than $50. If someone uses your card without your permission, and you fail to contact us within 2 business days after you learn the loss or theft of your card or PIN, and we can prove that we could have stopped someone from using your card or PIN without your permission had you contacted us in the 2 day required period, you could be responsible for a loss as much as $500. Additionally, if your periodic statement shows transfers that you did not make, including those made by card or PIN, you are responsible to tell us at once. If you fail to notify ROME Credit Union within 60 days after we mail the first periodic statement on which the transfers appears, you could lose the entire account balance should you not have notified ROME Credit Union or Card Services within the notice in time and been able to prevent someone from taking your funds. You will have no liability for unauthorized use for your VISA Debit Card as long as you report the loss or theft within 2 business days. If you report such loss or theft after 2 business days, or provide proper notification of other unauthorized VISA Debit Card transactions, your liability for unauthorized use will not exceed $50. These exceptions do not apply to transactions originating at the ATM or from your gross negligence and/or fraudulent use of VISA Debit Card. Website UpdatesJust to make life a little easier, we have added a new web page on our website that addresses lost/stolen account information. We have listed the after hours card numbers, credit bureau websites and numbers, and a check list. Please remember it is crucial to cancel your Visa credit line and debit cards when you are aware they are not in your possession. Holiday Hours
Jan 1st - CLOSED - New Years Regular Branch Hours
Mon. - Thursday 9:30 a.m.- 4:30 p.m. New Fishing Scam!As of recent, we have received several calls from our members regarding text messages claiming to be Co-Op Network. The message tells members their card has been deactivated and to call a specific number. Please note, Co-Op nor ROME Credit Union does not send text messages to our members indicating fraud, deactivation accounts or to verify any other personal information. This is a common fishing scam in which thieves are attempting to obtain your account information. Do not call the number back or text them. If you have any further questions, feel free to contact the Credit Union. Family Service Center ClosingEffective November 14, 2009, The Family Service Center in Waterford, Michigan will no longer be available to conduct shared branching transactions. We encourage you to use the service center locator at www.cuservicecenter.com where you will find these credit union outlet locations: Genisyn Credit Union at 7372 Highland Road Waterford, Chief Financial Federal Credit Union 790 Joslyn Road Pontiac, or the Fast Branch self-service shared branching kiosk at the United State Postal Service at 711 North Glenwood in Pontiac and Credit Union ONE is opening an outlet at 3805 Highland Road in Waterford. Fall 2009
ROME Credit Union Privacy Policy Our credit union is committed to making available financial products and services that will enable you to meet your financial needs and reach your financial goals. Protecting personal information and using it in a manner consistent with your expectations is a high priority for everyone associated with our credit union. As a member of our credit union, you also have a responsibility to safeguard your financial information. To ensure that you can rely upon the quality of products and services we make available, our credit union stands behind the following privacy policy: - Our credit union will collect only the personal information that is necessary to conduct our business. That means just what is necessary to provide competitive financial products and services -- no more. - Our credit union will protect your personal information. Our credit union will maintain strong security controls to ensure that member information in our files and computers is protected. Where appropriate, we will use security coding techniques to protect against unauthorized access to personal records, ensure accuracy and integrity of communications and transactions, and protect member confidentiality. - You will always have access to your information. As a member of our credit union, you will always have the opportunity to review your information and make necessary changes to ensure that our records are complete and accurate. - Our credit union will only share information when absolutely necessary. We will only share information to administer the products and services we provide, when required to do so by the government, or when we partner with other businesses to offer a broader array of products and services. - Our credit union will partner only with businesses that follow strict confidentiality requirements. The businesses we select will offer products designed to enhance our members´ economic well-being. Under no circumstances will we authorize these firms to charge your account without your express consent, and we will not sell member information to telemarketing firms. - Our credit union will offer you a choice in how your information is used. Any member of our credit union may elect to keep their information from being shared with our business partners. We will inform you on how to exercise your choice, and we will take all reasonable steps to make sure your requests are followed. At least once a year, we will remind all members of your right to choose. Holiday Hours Oct 12 - CLOSED - Columbus Day Nov 11 - CLOSED Veterans Day Nov 26 - CLOSED - Thanksgiving Dec 25 - CLOSED - Christmas Jan 1 - CLOSED - New Years Dec 24 - Close @ 1 p.m. Dec 31 - Close @ 1 p.m. Regular Branch Hours: Mon. - Thursday 9:30 a.m.- 4:30 p.m. Friday 9:30 - 6:00 p.m. As of September 10, 2009 ROME Credit Union's Fee Schedule TRAVELERS CARDS, GIFT CARDS, MONEY ORDERS, AND CASHIER CHECKS We provide great rates for traveler cards, money orders, and both certified and non-certified cashier checks. Rates are as follows:
MISCELLANEOUS FEES Share Draft Account Fees:
Share Draft Maintenance Fee:
Other Service Fees (applicable to all accounts):
ELECTRONIC FUNDS TRANSFERS FEES
NCUA Update The NCUA, agency of the Federal Government that protects your accounts, has announced they are extending the increased coverage amounts until December 13, 2013. This means your accounts will be insured up to $250,000 for the next four years. If you have any further questions, feel free to contact the credit union.
*****************SUMMER 2009****************************** New Gift Cards and Travel Cards Visa Gift Cards are now available for birthdays, weddings, or any other occasion. Good at millions of places including retail and online merchants. Taking a vacation? Stop in and get a Visa Travelmoney Card. Better than a travelers check. Safe, secured and accepted worldwide at Visa locations. Gift cards are $3.00 and Travel Cards are $5.00. 2009 Annual Board Meeting Results On May 18th 2009, ROME Credit Union held it’s Annual Board Meeting . Our current officials on the Board of Directors are: Chairman Paul Boulan Vice Chairman Richard Barrows Secretary Mary Branch Director Gail McPherson Treasurer Andris Revalds Director Richard Beltz Director Janet Alston Credit Committee: Charles Counts Richard O’Malley Jan Bastedo Congratulations to our re-elected officials. As most of you may know, our Board of Directors and Credit Committee is a volunteer position. The ROME staff would like to thank the above individuals for their continued time and effort. Cedar Point Tickets We are currently offering discounted Cedar Point tickets for the 2009 season. Regular $36.00/Save $7.99 Junior/Senior $17.99/Save $2.00 Soak City $24.99/Save $5.00 $1.00 from each ticket sale will benefit the Oakland County Chapter of Credit Unions. Stop in the credit union and get your discounted tickets today! BBQ Time! Jim Patrick, our Member Mortgage partner, and ROME Credit Union will be hosting a Member Appreciation Barbeque on July 31st, 2009. For more details check our website at (www.romecu.org) or stop into the credit union. Holiday Hours 9/7/09 CLOSED- Labor Day Regular Lobby Hours Mon - Thurs. 9:30 am - 4:30 pm Friday 9:30 am - 6:00 pm Members Home & Auto Insurance ROME is now proud to offer MEMBERS Home and Auto Insurance Program underwritten by Liberty Mutual. Get your free quote at www.membersautohome.com or call 1-888-380-9287. NCUA When you choose ROME Credit Union, you can have a peace of mind knowing your hard earned money is in good hands. You may not realize it, but all your funds are federally insured up to $250,000 by the NCUA, an agency of the Federal government. That means safety and security for your hard earned money, and peace of mind for you. E-Statements Are you tired of to much paper in your home mailbox? Do you have two residence and continue to get notices of return mail with fees? Try our new E-Statement service. Your monthly or quarterly bank statements will be automatically sent to your personal email box. To sign up, sign into your It’s Me 247 account and click the e-statement tab on the top of the page. The system will then display an E-Statement Enrollment Agreement. Read and check the agreement, along with the email address you would like your statements to be sent to. You will then receive a screen that states your request has been submitted. It is just that easy. Scam Alert Members please be cautious when receiving phone calls and emails claiming to be representing ROME Credit Union or any of our business partners. Recently we have been made aware of a scam that involves messages left on members voice mail with a return phone number that is answered Service Center Credit Union. The members are then quizzed for cardholder information. Once the information was obtained, fraudulent activities were discovered on their accounts through ATM’s in Spain. This is not a legitimate message. As a reminder: ROME Credit Union would never ask for any Visa/Debit Card card related information over the phone, such as a FULL account number, expiration dates, or security numbers located on the back of the card. Should anyone call or email you with these request, DO NOT COMPLY and contact ROME Credit Union immediately. Free Credit Reports Annualcreditreport.com is an official site to help consumers to obtain their free credit reports annually. Not to be confused with other sites, this particular site does provide a totally free credit report without any monthly membership fees. You can also reach them at (877) 322-8228 to request your copy. You have the option of requesting all three credit reports at once, or spacing them out throughout the year. This will enable you to monitor your credit reports more frequently. However it is possible that each report can have slightly different information - all the more reason to check them. It is important to take advantage of this opportunity to check your credit report for accuracy. Any inaccurate information could affect your credit score and impair your ability to obtain credit, insurance or rent a home. Monitoring your credit is also a great way to detect identity theft, If you see any errors, accounts you do not recognize, or unauthorized activity, contact your credit reporting agency. If you suspect identity theft, you should also contact the Federal Trade Commission (FTC) at 1-877-ID-THEFT. They can also be found on the web at www.consumer.gov/idtheft.
Rome Credit Union 1709 Crooks Rd. Royal Oak, Michigan 48067 248.548.2300 Fax: 248.548.5708 romecu@aol.com |
The
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